From premium loans and investment portfolios to comprehensive insurance and retirement strategy — Financial Advisor Vault engineers financial clarity for legacy builders across all 50 states.
Founded on the belief that wealth should be intentional, Financial Advisor Vault has guided over 18,000 American households, entrepreneurs, and professionals through loans, investments, insurance, and long-term retirement architecture.
Our advisors blend fiduciary discipline with Apple-clean transparency — every plan is built on numbers you can verify, not jargon you have to trust. We sit on your side of the table, always.
Legally bound to act in your best interest. Always.
256-bit encryption on every document and conversation.
No hidden fees. No commission bias. Just clean strategy.
To become America's most trusted financial partner — where every household, regardless of net worth, has access to institution-grade planning, transparent advice, and the strategic tools to build multi-generational wealth.
To engineer clarity from complexity — delivering premium loan, investment, insurance, and wealth solutions through fiduciary advisors who measure success in client outcomes, not commissions.
Integrity over speed. Education over pressure. Long-term architecture over short-term wins. We build financial houses designed to weather decades — not quarters.
Fifteen years of disciplined financial engineering — measured in client outcomes, not marketing claims.
Six commitments that separate a fiduciary partner from a salesperson.
Our advisors are legally obligated to put your interests first. No commission bias, no hidden incentives — just clean, verifiable advice engineered for your outcome.
Every client receives a personal CFP®, insurance specialist, and loan officer working in concert. One team, one strategy, one point of accountability.
We bring hedge-fund-grade analytics, private-market access, and tax-aware rebalancing to portfolios starting at $25,000 — not just the ultra-wealthy.
Real-time visibility into every loan, policy, and position. Beautifully designed, encrypted end-to-end, accessible from any device in all 50 states.
Beyond numbers — we help you architect wills, trusts, beneficiary structures, and generational transfer strategies that protect what you've built.
Licensed and operating across all 50 U.S. states. From Clovis, New Mexico to Manhattan — local knowledge, national infrastructure, single standard.
A clean, transparent engagement model — no pressure, no jargon, no surprises.
A 30-minute complimentary consultation where we map your goals, liabilities, risk tolerance, and timeline — no commitment required.
Our team conducts a deep audit of your loans, insurance, investments, and tax exposure — surfacing gaps and opportunities most advisors miss.
You receive a written, prioritized financial blueprint with specific products, rates, and timelines — reviewed line by line until you're confident.
We execute, then track performance quarterly with auto-rebalancing, annual reviews, and proactive outreach when markets or life shifts.
From first homes to enterprise expansion — six loan products with competitive APRs, transparent terms, and white-glove processing.
Conventional, FHA, VA, and jumbo mortgages with rates from 2.89% APR. Pre-approval in 24 hours, closing in as little as 21 days.
Undergraduate, graduate, and refinance options covering tuition, housing, and books. Deferred payment while enrolled, no prepayment penalties.
SBA 7(a), working capital, equipment financing, and commercial real estate loans up to $10M. Same-day pre-qualification for established businesses.
New, used, and refinanced auto loans with same-day approval. Partner dealership network across all 50 states for frictionless purchase experience.
Unsecured personal loans from $1,000 to $100,000 for debt consolidation, home improvement, medical, or life events. No collateral required.
Specialized mortgage solutions including cash-out refinance, reverse mortgages, and investment property loans. Senior advisory for 62+ homeowners.
Pre-qualification in 60 seconds. No credit impact. Real humans, real answers.
Comprehensive coverage for every asset, life stage, and lifestyle — underwritten by A+ rated carriers, curated by fiduciary brokers.
Full coverage, liability, comprehensive, and collision. Multi-vehicle, safe-driver, and telematics discounts of up to 30%.
ACA marketplace, employer group, Medicare Advantage, and supplemental policies. Subsidy optimization included at no cost.
HO-3, HO-5, condo, renters, and landlord policies. Guaranteed replacement cost, scheduled personal property, and flood options.
Term, whole, universal, and indexed universal life. Up to $5M no-exam underwriting for qualified applicants in 48 hours.
Trip cancellation, medical evacuation, baggage, and adventure-sport coverage. Annual multi-trip policies for frequent travelers.
Private mortgage insurance (PMI), mortgage protection life insurance, and MIP removal strategies to lower your monthly payment.
Final expense policies from $5,000 to $50,000 with guaranteed issue for ages 50–85. No medical exam, no health questions.
Accident, illness, and wellness coverage for dogs, cats, and exotics. 90% reimbursement, choice of any licensed veterinarian.
General liability, BOP, workers' comp, E&O, and cyber liability. Custom packages for contractors, retailers, and professionals.
Discover gaps in your current policies — and save up to 23% by bundling.
Four institutional-grade investment vehicles, accessible to retail investors with as little as $5,000 to deploy.
Actively managed, globally diversified portfolios built on institutional research and tax-loss harvesting. Annual fee of 0.85% — well below the 1.25% industry average. Includes quarterly rebalancing, real-time dashboard, and direct CFP® access.
Self-directed and advisor-assisted equity brokerage with $0 commissions on U.S. stocks and ETFs. Real-time research from Morningstar, Zacks, and proprietary analyst notes. Fractional shares available on 8,000+ securities.
Physical gold IRAs, gold-backed ETFs, and direct bullion delivery. Protect your portfolio against inflation and currency debasement with a time-tested 5,000-year store of value. IRS-approved depositories in Delaware and Texas.
Curated no-load and low-expense mutual funds from Vanguard, Fidelity, and T. Rowe Price. Goal-based models for retirement, college, and income — with automatic monthly contributions starting at $100.
Open an account, fund it, and let our advisors build your first portfolio — today.
Nine additional services that complete your financial picture — from credit repair to estate architecture.
Holistic net-worth orchestration for households above $500K — coordinating investments, real estate, business interests, insurance, and tax strategy into one unified plan.
401(k) rollovers, Roth conversions, Social Security optimization, and income laddering for a tax-efficient retirement lasting 30+ years.
FICO-certified specialists remove inaccurate negatives, negotiate settlements, and rebuild scores — average 95-point improvement in 6 months.
Negotiated settlements on unsecured debt, consolidation loans, and structured repayment plans. Average client becomes debt-free in 24–48 months.
Premium rewards cards, balance transfer offers, and secured cards for rebuilding. Match with offers most likely to approve — no hard inquiry.
World Elite Mastercard with travel credits, airport lounge access, concierge service, and 3% cash-back on dining — for qualified clients.
Year-round tax strategy with CPA partnership. Quarterly projections, business structure optimization, and QBI deduction analysis included.
Wills, revocable trusts, powers of attorney, and beneficiary audit. Coordinated with attorneys in your state — flat-fee, no hourly billing.
Vehicle service contracts covering powertrain, electronics, and emissions for up to 7 years/200,000 miles. Roadside assistance included.
P2P transfers, ACH processing, and merchant services for small business. Next-day settlement, 1.79% + $0.10 transaction rate.
Choose the level of partnership that fits your financial stage — upgrade or downgrade anytime.
For individuals building their foundation.
For households serious about growth.
For high-net-worth orchestration.
Tell us where you are and where you want to be. A dedicated advisor will reach out within one business day with a tailored next-step — no obligation, no pressure.
Real stories from real clients — from first homes to multi-million-dollar retirements.
"Plan Strong refinanced our mortgage from 6.8% to 3.2% and saved us $1,400 a month. The team was surgical — every document, every call, every deadline. Best financial decision we've ever made."
"After my divorce I had no idea how to rebuild. They repaired my credit from 587 to 742 in seven months and got me approved for a personal loan that consolidated everything. Lifesavers."
"As a small business owner I was drowning in SBA paperwork. Plan Strong walked me through every form, secured a $450K working capital loan in 18 days. I felt represented, not processed."
"I rolled over my 401(k) into a managed IRA and a gold position. Up 22% this year while my old account was flat. The dashboard is beautiful — I check it more than my Instagram."
"Bundled our home, auto, and umbrella policy — saved $1,860/year AND added flood coverage our previous agent never mentioned. Honest, thorough, and refreshingly non-pushy."
"At 62 I was terrified of outliving my savings. Plan Strong built a retirement income ladder with Roth conversions and an indexed annuity. I sleep through the night now. Worth every dollar."
Straight answers to the questions Americans ask us most. No jargon, no hedging.
Reach us by phone, email, or visit our Clovis, New Mexico office. Our team responds to every inquiry within one business day — typically much faster.
821 Beta St #APT B6, Clovis,
New Mexico 88101, USA
Mon–Fri: 8AM–7PM MT
Sat: 9AM–2PM MT